WINK Pay - LB 1.8

WINK Pay is a mobile application that offers a comprehensive digital onboarding experience, incorporating E-KYC verification and providing instant virtual card issuance without the requirement of a traditional bank account.

• Digital Onboarding and E-KYC:
  • Efficiently streamline the account opening process through digital onboarding.
  • Implement Electronic Know Your Customer (E-KYC) protocols for heightened security and user convenience.
• No Bank Account Required
• Passport and ID Verification with Face Recognition Authentication
• Instant Virtual Card Issuance:
  • Empower users to generate virtual cards instantly, eliminating delays associated with traditional card issuance.
• Physical Card Option:
  • Give users the flexibility to choose a physical card, catering to preferences for tangible payment methods.
• P2P Transfers:
  • Facilitate peer-to-peer transfers within the Wink Neo ecosystem under "WINK to WINK."
  • Enable transfers from Wink to any traditional debit or credit card.
  • Support transfers to International Bank Account Numbers (IBANs) with "WINK to IBAN."
  • Enable seamless fund transfers to other digital wallets under "WINK to Digital Wallet."
• Top-Up Feature:
  • Integrate the functionality to top up WINK Pay from cash agents and any card, enhancing platform accessibility.
• Pay by QR:
  • Allow secure payments by scanning QR codes on POS machines at various merchants directly from the app.
• NFC-Embedded Virtual Card:
  • Incorporate Near Field Communication (NFC) technology into virtual cards for contactless transactions, prioritizing convenience and security.
• Automated AML Checking